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Graham’s career started with a sound financial background at Northern Rock before moving to work in sales admin with IBM. A plethora of jobs followed, the latter period blighted by an addiction to alcohol. Once sober, he set about honing skills in a move towards what was to become Clean Slate. Working with the CSA and Tax Credits helpline highlighted the shortcomings of existing ‘official’ help to vulnerable consumers. Time spent at eaga, and a Financial Inclusion Manager position further complimented his portfolio of skills. Clean Slate was born, based on experience in helping people with management of their finances and supporting them to achieve this.